You can probably still taste the mince pies or feel the sand between your toes on the beach, but it is time to put the holiday memories aside and consider that the financial year-end is fast approaching.
Now is the time to take advantage of the 2025/2026 tax exemptions by 27 February 2026, says Mark MacSymon, senior wealth manager at Private Client Holdings. He says that leaving top-ups to the last minute tends to only increase the January administration hangover.
Getting on top of these efficient tax planning and investment considerations as soon as you are back in office always alleviates pressure later in the month.
