2025 was a year of pressure, but also growth for small and medium enterprises SMEs. The sector has delivered measurable value, and with more support, businesses can do a lot more.
However, it does not look like 2026 will be any easier therefore, it is important for entrepreneurs to consider pivoting from crisis management to strategic planning to navigate a landscape dominated by rising operational costs and logistical volatility.
Garth Rossiter, Lulas chief risk officer, says the core challenge for business remains the lack of predictability in key input costs, coupled with external factors that impact cash flow and access to financing.
