Pine Labs, a global fintech platform focused on modernizing how businesses accept and manage payments, has announced a strategic partnership with Wio Bank, the Middle East's leading digital financial platform. The collaboration aims to build a modern acquiring infrastructure for Wio Bank without legacy technology dependencies, enabling faster merchant onboarding, real-time settlements, and seamless multi-mode payment acceptance at scale.
Under the partnership, Wio Bank will deploy Credit, Pine Labs' modular, API-first acquiring platform, to power its core acquiring operations. Credit is designed for speed, scalability, and configurability, offering intelligent rule-based workflows, data-driven decision-making, and optimization of payment acceptance rates. The platform also manages the full merchant acquisition and lifecycle journey through a developer-friendly, tech-first architecture.
Built on a cloud-native, microservices-based framework, Credit enables Wio Bank to efficiently scale transaction volumes while maintaining enterprise-grade security, regulatory compliance, and operational resilience. The platform supports rapid feature rollouts, real-time insights, and robust infrastructure critical for digital-first banks operating in high-growth markets.
