You have probably realised by now that you are not keeping to your New Years resolutions to sleep more, eat less and spend your money wisely two weeks into 2026.
However, it is not too late to make new resolutions and plan to stick to them, such as making 2026 the Year of smarter credit choices.
Jaco van Jaarsveldt, chief strategy and innovation officer at Experian, says South Africas credit landscape just offered a rare glimmer of hope: a 14 year-on-year improvement in default rates according to Experians latest Consumer Default Index.
