Banks have recorded an increase in loan defaults by households and corporates in the fourth quarter of 2025, reflecting growing repayment pressures on consumers and businesses.
"The Central Bank of Nigerias CBN disclosed this in its Credit Conditions Survey CCS Report for Q4 2025, which revealed that lenders experienced higher default rates on secured and unsecured household loans, as well as across all categories of corporate lending, including loans to small businesses, private non-financial corporations PNFCs and other financial corporations OFCs.
