Ola Oyetayo threw in his safe and secure accountant's job in the City of London to take a chance on the risky and expensive business of transferring money back home to Africa. At last, a lightbulb moment with a difference. You've all heard how hundreds of entrepreneurs had their epiphanies in gyms, coffee shops and their mother's back garden then they grabbed a pen and paper to sketch out the business that would make their fortune.
By contrast, Ola Oyetayo says his fast-growing money transfer business emerged from a late-night poker game.
It was over the turn of the cards that Oyetayo met his countryman and co-founder of Verto - Anthony Oduu - a former analyst who had worked in the capital markets with Barclays, Lloyds, Merrill Lynch and Bank of America. They pitted their wits against each other in poker nights every fortnight.
"People say I don't bluff. I have a very straight face," says Oyetayo.
"Don't tell him this, but I think you can read Anthony very well because he can be quite impulsive. I have a stern, serious face, so you really don't know what I'm doing. I think I have a straight poker face."