Paydunya And The Quiet Work Of Building Africa's Payments Backbone

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paydunya and the quiet work of building africas payments backbone

Africa's digital economy is expanding at unprecedented speed. From online retail and software services to education platforms, NGOs and government systems, an increasing share of economic activity is moving online. Yet beneath this momentum lies a persistent structural constraint: the difficulty of moving money seamlessly across markets, currencies, operators and regulatory regimes.

For businesses operating across Africa, payments are rarely simple. Each country has its own banking architecture, mobile money providers, licensing requirements and foreign exchange rules. Integrating with this fragmented ecosystem is expensive, time consuming and technically demanding. In many cases, payment friction remains one of the most significant barriers to digital scale.

It is this challenge that PayDunya set out to address. Founded in Dakar in 2015 by Aziz Yrima, Youma Fall and Christian Palouki, the company has grown into a core payment infrastructure provider connecting businesses to Africa's diverse financial landscape through a single platform. Rather than focusing on consumer facing products, PayDunya has concentrated on the less visible but essential work of building systems that allow digital businesses to function reliably across borders.

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