Long before banking apps and ATMs, African communities created their own financial safety nets. Women in markets pooled cash through rotating savings groups. Neighbours lent to one another on trust alone. Traders supported each other through difficult seasons. These systems were unwritten, yet effective, held together by community, honesty, and shared responsibility.
In 2025, that spirit is experiencing a digital revival.
Moni, the fintech originally known for entering markets with a model based entirely on community trust, is stepping into a new identity: Rank. This is more than a rebrand it is an expansion of an idea-that prosperity grows strongest when people rise together.