Capitec Bank has posted strong financial results for the six months ending August 2025, with headline earnings up 26 to R8 billion. Return on equity also improved, climbing from 29 last year to 31, underscoring the bank's steady growth trajectory.
This comes after non-interest income, which includes Value-Added Services VAS, Capitec Connect, and Insurance, rose by 19 to R13.4 billion, according to the Daily Investor . Net interest income after impairments also saw a 27 boost, reaching R7.1 billion. The fintech arm, which covers VAS and Capitec Connect, expanded by 40 to R2.9 billion.
Group CEO Graham Lee noted the importance of client trust in sustaining growth. Our goal has been to build trust and make a meaningful impact for our clients, he said, adding that the scale of Capitec's 25 million-strong client base allows it to lower costs, increase revenue, and reinvest in new products tailored to daily needs.