Access Holdings Plc has emerged as the leading Nigerian tier-1 bank in electronic business income for the first half of 2025, recording ?101.65 billion from digital transactions the highest among its peers.
Collectively, the five tier-1 lenders Access Holdings, United Bank for Africa UBA, Zenith Bank, GTCO, and FBN Holdings earned a total of ?290.86 billion in e-business income during the period, marking a 2.2 decline from ?297.53 billion recorded in the same period of 2024.
Access Holdings performance represents a 37.7 year-on-year growth compared with ?73.81 billion posted in the first half of 2024. E-business income for the banks covers revenue from electronic channels, card products, and related services, including mobile apps, USSD, ATMs, agency banking, internet banking, and POS payments.