Despite economic uncertainty, South Africans are showing remarkable financial resilience. According to TransUnions Q2 2025 Consumer Pulse Study , while 39 of households expect to miss a bill or loan payment, many are taking proactive steps to secure their futures.
Encouragingly, 31 of consumers are paying down debt faster, 24 are boosting emergency savings, and 37 plan to increase their retirement or investment contributions. These trends suggest that South Africans are not only reacting to pressure, but they are also taking proactive steps to protect their financial futures.
Ayesha Hatea, director of research and consulting at TransUnion South Africa , shares some tips and tricks to help you manage debt:
